Sub Debt

Access flexible subordinate financing that complements your senior loans—without giving up collateral, equity, or control. Integrate charitable giving into your strategy to gain built-in tax benefits while driving positive community impact.

Enhance Your Capital Structure with Bene Sub Debt

Access flexible subordinate financing designed to complement your senior loans with Bene Sub Debt. This solution enables you to strengthen your capital base without giving up collateral, equity, or control. By integrating charitable giving within your financing strategy, you gain added built-in tax benefits while fostering positive community impact.

Bene Sub Debt Key Benefits

Up to $10 Million Funded

Secure subordinate financing tailored to your cash flow and growth goals, supporting your business and benevolent commitments.

Flexible Terms

Choose 1 to 2-year repayment terms with competitive rates starting at 15%, allowing you to balance financial needs with philanthropic initiatives.

Second Lien Position

Subordinate to your senior lender, providing capital without added collateral demands or equity dilution.

No Collateral or Strings Attached

Enjoy financing free of collateral coverage, equity requirements, warrants, or restrictive covenants—empowering your growth and charitable strategy.

Who Qualifies?

Why Choose Bene Sub Debt?

BeneFund’s loan programs are crafted to promote ethical capitalism, empower visionary founders, and nurture long-term prosperity. With quick approvals, flexible terms, and transparent structures, your success drives collective good.