SBA

Dependable funding paired with thoughtful support for businesses seeking long-term, government-backed capital. Integrate charitable giving into your loan strategy to enjoy meaningful tax efficiencies while advancing your mission.

Unlock Growth Opportunities with Bene SBA Loans

At BeneFund, we understand that growing your business requires dependable funding and thoughtful support. Our SBA Loan Program is designed specifically for thriving businesses seeking affordable, long-term capital to invest in their future with confidence and integrity. Whether acquiring equipment, purchasing property, or enhancing cash flow, this government-backed loan empowers your journey toward sustainable success. Additionally, incorporating charitable giving into your loan strategy can provide meaningful built-in tax efficiencies that support your benevolent mission.

Bene Sub Debt Key Benefits

Up to $10 Million Funded

Secure subordinate financing tailored to your cash flow and growth goals, supporting your business and benevolent commitments.

Flexible Terms

Choose 1 to 2-year repayment terms with competitive rates starting at 15%, allowing you to balance financial needs with philanthropic initiatives.

Second Lien Position

Subordinate to your senior lender, providing capital without added collateral demands or equity dilution.

No Collateral or Strings Attached

Enjoy financing free of collateral coverage, equity requirements, warrants, or restrictive covenants—empowering your growth and charitable strategy.

Why Partner with Bene for Your SBA Loan?

Generous Funding Capacity: Secure up to $5 million to amplify your business mission and community impact, while benefiting from charitable contributions tied to your financing.

Swift Approval Process: Move your plans forward quickly with approvals in 1 to 5 days, creating opportunities for timely giving that may yield tax savings.

Tailored, Flexible Terms: Benefit from SBA 7(a) loans with 10-year terms or SBA 504 loans extending up to 25 years, customized to your needs and allowing room for integrated philanthropy.

Competitive Rates: Enjoy rates starting at Prime + 1%, making financing manageable and ethical with the added advantage of social impact incentives.

Freedom to Prepay: Pay off your loan early without penalties, reflecting BeneFund’s commitment to financial flexibility and fairness, complemented by the benefits of charitable involvement.

Build Stronger Credit: Your responsible repayment activity helps strengthen your business credit profile for future opportunities—alongside supporting your community through giving.

Are You Ready to Grow with Bene?

  • Our SBA loan program supports businesses that are ready to elevate their impact:
  • Operating for 2 years or more, demonstrating longevity and dedication.
  • A credit score of 660+ showing financial responsibility.
  • Consistent business banking activity with $40,000+ monthly deposits or $500,000+ annual sales.
  • Clear financial standing with no bankruptcies, liens, or foreclosures in the last 3 years.

Simplifying Your Path to Funding

Navigating SBA loans can seem daunting, but BeneFund is here to guide you with a clear, supportive process. Reach out to explore your eligibility and receive personalized assistance to prepare a successful application. Together, we’ll secure the capital that helps your business flourish, while building charitable giving and tax-efficient strategies that protect your financial well-being.